Some provide services at a fixed rate, while others give you limited coverage that’s included with your card’s annual fee.Ĭar dealers usually provide the cheapest and most limited coverages.Īuto insurers like Progressive, USAA, or Allstate are the best value for most drivers. Roadside assistance offerings from credit cards vary widely. Your car dealer, car insurer, or specialists like American Automobile Association (AAA) and Urgent.ly. You can get roadside assistance from your credit card provider in a number of places. That variation is good because it means you can keep costs low by purchasing a plan that provides only the services you’ll need. Another plan might cap your towing mileage at 10 miles and limit you to three roadside calls annually. For example, one plan might offer towing up to 100 miles, a $100 annual credit towards on-site labor, and a maximum of four roadside calls per year. Roadside assistance is not the same thing as mechanical breakdown insurance, however, which functions more like a car warranty.Įach roadside assistance plan defines the exact services it provides, along with any limits on those services. Opening a vehicle when the keys are locked insideĭelivering fuel when the car has run out of gas
Roadside assistance is a type of auto insurance that pays for services related to common car breakdowns, such as: USAA’s illustration of primary services What is roadside assistance?
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